Institution and Participation :A research on the behavior of the unemployed to pay for the basic pension insurance

Based on describing the status and mode of the unemployed to participate in the institution of basic pension insurance by a statistical model from quantitative data and some qualitative material from in-depth interview, this article gives a primary explanation for several factors that impose on the behavior of the unemployed to pay for the basic pension insurance , including institutional factor, incoming factor as well as individual factor.The result shows that the institutional factor is of most significance , the individual factor takes the second place , and the incoming factor isn' t relatively remarkable.The significance of institutional factor suggests that the problem of low individual purchase ratio of basic pension insurance is caused by the institutional hindrance.The relatively low ponderance of incoming factor does not corresponding with some common viewpoint and the accustomed attribution of the unemployed themselves.However, combining with the fact that individual factor is quite significant for the choice whether to pay for the basic pension insurance or not , it indicates that there is some space for the choice of these agents, although they have to confront the double hard constraints from the institution and the budget.Whereas, this isn' t the common calculation under the economic rationality , but is the choice under the subsistence ration , which manifests the tolerance , adaptability and strategy of their social action in the face of disadvantageous opportunity structure.

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